Submit Your Details

Take the first step, complete the form below and we will be in touch to talk about options for you.

All information will be kept confidential.


Personal Property Securities Register

The PPSA affects everyone, register to ensure your interests are protected.

What exactly is the PPSA?

The Australian Personal Property Securities Act (2009) concerns itself with any instance where property (other than real estate property) is used as collateral in a security arrangement:

it establishes rules for determining the relative priority of competing security arrangements; and

it creates a national register for recording and viewing those security interests.


Why would you register on the PPSR?

If a supplier does not register, they will find that someone else’s claim to the same assets will rank ahead of theirs. If registered, particularly for the supplier of inventory items, it will likely give that supplier a ‘super priority’ over and above the security interests of other creditors.

In insolvency situations, registration will ensure a supplier is treated as a secured creditor. Failure to register will likely ensure a supplier’s security interest is relegated to the ‘bottom of the heap’.

Registration on the PPSR will also flag to administrators, receivers and liquidators that the supplier will need to be contacted on their appointment.

How does a supplier register?

First of all, accuracy is crucial. While the register doesn’t require a great deal of information, what is provided must be accurate – nowhere more so than in identifying the buyer (or, in PPSA terminology, the Grantor).

NCI can help in performing a Debtor Wash exercise, taking information from the supplier’s aged trial balance and not only running it through our own extensive database, but also comparing it to data from ASIC and the Australian Business Register ensuring legal entities are correctly identified. Many suppliers, for example, only hold details of their buyers’ ABN numbers; however, where the buyer/grantor is a company, the ACN must be provided for the registration to be valid.

Registration on the PPSR may be done via the Government’s own web channel, As this channel has been designed to accommodate registration of anything from Hoon liens to consumer credit, from hire purchase agreements to structured equity loans it is not as straightforward as it could be for a supplier simply wishing to register their Retention of Title clause.

Let us take away the risk of registering

As your authorised agent NCI will use its purpose-built Business to Government interface to register your security interests and maintain those registrations on NCI’s on-line system, NCILink – enabling you to see, at a glance, what registrations you have in place and identify any you might need us to amend or de-register on your behalf. We will also ensure you are kept abreast of all notifications generated by the PPSR.

Once we have the bulk of your security interests registered, you will be able to access NCILink, to lodge future registrations via NCI’s streamlined systems, tailor made to meet your specific needs.

Benefits of registering via NCI

Learn more about why you should register on the PPSR via NCI:

Give us a call.
We’re here to help.