Trade Credit Risk Index
TCRI bucks seasonal trend with slight increase in Q4.
Businesses to brace for increased insolvencies in 2026.
Q4 2025 Index Score: 681
Note: The NCI Trade Credit Risk Index score is based on an aggregate of claims data. collection activity, credit limit decisions and overdue accounts.
Movements from the previous
quarter: Q3 25 v Q4 25
+
13
%
Value of claims lodged
–
24
%
Number of collections lodged
+
1
%
Overall TCRI
score
+
1
%
Number of serious overdues reported
Number of Company Insolvencies in Q4 2025
959
Insolvencies by number in the past 12 months
Claims in Q3 2025 vs Q4 2025
–
39
%
Number of claims settled
–
29
%
Number of claims lodged
Notable businesses entering
administration in Q4 2025
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